A simple and efficient setup for contactless payments, showing how easy it is to process transactions with a SumUp card reader. Perfect for small businesses like cafes or shops that need a quick and flexible way to accept payments with SumUp.

Empowering Your Business Growth

At Harbor Capital Advance, we provide tailored financing solutions to help small and medium-sized businesses thrive. Our client-centric approach ensures that each financing option, from working capital loans to equipment financing, is designed to meet your unique needs. Partner with us to unlock the potential of your business and achieve lasting success.

Our Services

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Merchant Cash Advances

Our merchant cash advances provide a unique funding option that allows you to access capital based on your future credit card sales. This flexible solution is ideal for businesses looking to manage cash flow without lengthy approval processes.

A SumUp Solo card reader is being used to make a contactless payment with a SumUp card. The device is placed on a sleek, modern marble counter, enhancing the overall minimalist and professional aesthetic. The SumUp POS system behind the card reader emphasizes the streamlined and easy-to-use technology, ideal for cafes, boutiques, and other small businesses that value both function and design. This setup reflects a commitment to modern payment solutions with a stylish touch.

Invoice Factoring

With our invoice factoring service, you can convert your outstanding invoices into immediate cash flow. This solution enables you to access funds quickly, improving your liquidity and allowing you to focus on growth.

A computer-assisted tomographic (CAT) scanner, with a Caucasian female technician working at a screen and behind a glass wall. A patient is on a table and being tested by the CAT scanner. The lighting is very subdued. This new technology revolutionized detection of brain tumors.

Equipment Financing

We offer equipment financing options that allow you to acquire essential tools and machinery without straining your budget. This financing solution helps you maintain operational efficiency and keep your business competitive.

Let's Connect and Explore Your Financing Options

Schedule a time to discuss how Harbor Capital Advance can support your business growth.

Frequently Asked Questions


What can I use a merchant cash advance for?

A merchant cash advance can be used for various purposes, including working capital, equipment purchases, inventory, marketing expenses, and unforeseen business costs.


How quickly can I receive funding?

Funding can often be received within 24 to 72 hours after the application is approved, making it a faster option compared to traditional loans.


How does the repayment process work?

Repayment is made through a percentage of your daily credit card sales, which means payments fluctuate based on your revenue. This flexibility can help businesses manage cash flow.


Empowering your growth, one step at a time.

Unlock your potential with us!

Contact Us

(888) 797-2930

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